Executive Finance

Fractional CFO Services

A fractional CFO is a senior finance executive who works with your company on a part-time or contract basis, delivering the strategic financial leadership of a full-time CFO without the $300K+ salary. FTBCG's fractional CFO service covers strategic planning, long-range forecasting, scenario modeling, M&A and exit readiness, capital raise support, and investor reporting — the full scope of executive finance, scaled to your stage and budget.

This is the highest tier of our service model. Where bookkeeping gives you clean numbers and controller services give you operational oversight, fractional CFO work answers the harder questions: Where should we invest next? What happens if we miss revenue targets by 20%? Are we ready for due diligence? Can we afford this acquisition?

What's Included

The Full CFO Toolkit

Every engagement is scoped to your business, but these are the capabilities you get access to from day one.

Strategic Financial Planning

Multi-year financial plans tied to your business strategy. Not templates — custom models built around your revenue drivers, cost structure, and growth levers. Updated quarterly as assumptions change.

Long-Range Forecasting

12-to-36-month financial forecasts with monthly granularity. Revenue projections, expense modeling, cash runway analysis, and headcount planning — all stress-tested against realistic scenarios.

Scenario Modeling

Best case, base case, worst case — and the specific scenarios that matter to your business. What happens if you lose your largest customer? If raw material costs spike 30%? If you delay the product launch by two quarters? Quantified answers, not gut feelings.

KPI Frameworks

Custom scorecards that track what actually drives your business. Not vanity metrics — the 8-12 numbers your leadership team needs to see weekly to make confident decisions. Built once, maintained continuously.

M&A and Exit Readiness

Whether you're acquiring or being acquired, financial readiness determines the outcome. Quality-of-earnings prep, normalized EBITDA analysis, working capital adjustments, and the financial models buyers and investors expect. No legal, tax, or broker services — purely the financial architecture.

Capital Raise Support

Investor-ready financial packages: three-statement models, cohort analyses, unit economics breakdowns, and data room organization. I present alongside you in investor meetings and handle the financial diligence that follows. No brokerage or legal services included.

Investor & Board Reporting

Monthly and quarterly reporting packages built for your audience — whether that's a five-person board, a PE sponsor, or angel investors. Variance analysis, forward-looking commentary, and the narrative that connects the numbers to strategy. I attend meetings and present directly.

Who It's For

Built for Companies Scaling

Fractional CFO work isn't for every stage. It's highest-value for businesses that have outgrown basic bookkeeping and controller oversight — companies where the financial decisions carry real weight and the cost of getting them wrong is measured in hundreds of thousands.

$3M-$20M

Annual Revenue

Companies generating enough revenue that financial complexity is real, but not enough to justify a $300K+ full-time CFO hire. The sweet spot where fractional delivers outsized ROI.

Growth-Stage

Business Maturity

Companies actively scaling — adding headcount, entering new markets, launching product lines. The decisions are getting bigger and the financial modeling required to make them well doesn't exist yet.

Fundraise / M&A / Exit

Strategic Horizon

Businesses preparing for a capital event within 6-18 months. Whether you're raising a Series A, acquiring a competitor, or positioning for sale, the financial infrastructure needs to be institutional-grade before diligence starts.

Complex Structures

Financial Architecture

Multi-entity structures, cross-border operations (US, EU, UK), multiple revenue streams, or inventory-heavy models. Businesses where the financial picture can't be captured in a single QuickBooks file.

Warning Signs

When You Need a Fractional CFO

These are the specific moments where the absence of CFO-level thinking costs real money.

You're making big decisions without financial models

Hiring five people, opening a second location, launching a new product line — and the financial case is a spreadsheet someone threw together over a weekend. Strategic decisions require strategic modeling: sensitivity analysis, break-even timelines, cash impact projections. If you're approving six-figure commitments based on intuition, you need a CFO.

Your board is asking questions you can't answer

"What's our customer acquisition cost by channel?" "What happens to cash if revenue dips 15%?" "When do we need to raise again?" If board meetings involve uncomfortable silences or vague answers, the issue isn't preparation — it's capability. A fractional CFO builds the reporting infrastructure that makes these questions routine.

You're considering a fundraise or acquisition

Investors and acquirers have seen thousands of deals. They can tell in the first meeting whether your financial house is in order. A fractional CFO ensures your three-statement model is institutional quality, your data room is organized, and your unit economics tell a compelling story — before you're in the room asking for money.

Margins are shrinking and you don't know why

Revenue is growing but profitability isn't keeping pace. Is it pricing? Product mix shift? Operational inefficiency? Rising input costs? A CFO decomposes margin erosion into its component drivers and builds the framework to track them going forward. The answer is always in the numbers — if you know where to look.

You're scaling into new markets

Expanding across borders — whether within the US, into Europe, or between the UK and EU — introduces currency risk, transfer pricing, multi-jurisdiction compliance, and structural decisions that have long-term financial consequences. A fractional CFO who understands cross-border operations builds the financial architecture to scale without surprises.

Investment

Transparent Pricing

Engagements are scoped to your complexity and needs. No hidden fees, no surprise invoices.

Fractional CFO

Starting at $3,500/mo

Scoped to your business. Typical engagements range from $3,500 to $12,000/mo depending on complexity, hours, and strategic scope.

Every engagement includes:

  • Everything in Controller Services
  • Strategic financial planning and long-range forecasting
  • Scenario modeling (best/base/worst case, custom scenarios)
  • KPI frameworks and executive dashboards
  • M&A and exit readiness support
  • Capital raise and fundraising support
  • Investor and board reporting with live presentation

Limited Availability

We work with a maximum of 5 fractional CFO clients at a time to ensure depth and quality.

3 of 5 spots filled
Common Questions

Fractional CFO FAQ

How is a fractional CFO different from a full-time CFO?
A full-time CFO costs $250K-$400K in salary plus benefits, equity, and overhead. A fractional CFO delivers the same strategic capability — financial modeling, board reporting, fundraising support, M&A readiness — at a fraction of the cost, because you only pay for the hours you actually need. For most companies under $20M in revenue, a fractional CFO provides more value than a full-time hire because you get senior-level experience across multiple industries and deal structures, not just one person's career trajectory.
How many hours per month does a fractional CFO engagement include?
Engagements typically range from 15 to 40 hours per month depending on complexity. A $3M company with straightforward operations might need 15-20 hours. A $15M company preparing for acquisition or fundraising might need 30-40. We scope the engagement during discovery and adjust quarterly based on what your business actually needs — you're never locked into hours that don't serve you.
Will you attend board meetings and investor calls?
Yes. Board meetings, investor presentations, lender reviews, and partner calls are core to the engagement. We prepare the financial materials, present the numbers, and field questions directly. Your board and investors get a seasoned finance executive in the room — not a junior analyst reading from slides.
Do you replace my bookkeeper or accountant?
No. A fractional CFO operates at the strategic layer, above day-to-day bookkeeping and accounting. If you already have a bookkeeper or controller, we work alongside them — reviewing their output, improving processes, and translating the numbers into decisions. If you don't have those roles filled, FTBCG offers bookkeeping and controller services that integrate seamlessly with CFO-level work.
How involved are you on a week-to-week basis?
CFO clients meet with us weekly — sometimes more frequently during fundraising, M&A, or board prep cycles. Between scheduled calls, you have direct access for time-sensitive decisions. We also prepare monthly board-ready reporting and quarterly strategic reviews so the leadership team always has current data.
How do you handle sensitive financial data?
Every engagement is governed by a confidentiality agreement. We access your systems through secure, permissioned accounts — never shared logins. Board materials, investor data, and M&A-related financials are handled with the same discretion you would expect from any senior finance executive. We can walk through our data handling protocols during discovery.
Can you help with fundraising or preparing for acquisition?
This is one of the highest-value areas of a fractional CFO engagement. We build the financial models investors and acquirers expect — three-statement models, cohort analyses, unit economics, scenario planning. We prepare data rooms, create investor-ready reporting packages, and support quality-of-earnings prep. We don't provide legal, brokerage, or tax advisory services, but we ensure the financial story is airtight before those professionals get involved.

The financial clarity to make your next move with confidence

30-minute discovery call. No pressure, no sales pitch — a straightforward conversation about where your business is and what CFO-level support would look like.

Book a Discovery Call

Free · No obligation · 30 minutes

Current Availability

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